Due to COVID-19, we are experiencing shipping delays.
Due to COVID-19, we are experiencing shipping delays.
Due to COVID-19, we are experiencing shipping delays.
Due to COVID-19, we are experiencing shipping delays.

Bedtime Stories

Why is my Affirm interest rate so high?

When Affirm determines your annual percentage rate (APR), it evaluates a number of factors, including your credit score and other data about you. If you finance future purchases with Affirm, you may be eligible for a lower APR depending on your financial situation at the time of purchase.

This APR calculator will give you an idea of how much interest you actually pay: https://www.affirm.com/apr-calculator/

When you consider Affirm financing, carefully evaluate the loan terms that Affirm offers you and determine whether the monthly payments fit your budget.  

Subcribe to our Bedtime Stories

Be the first to hear about new product updates, industry news, curated OkiOki stories, and everything in between. And don’t worry, we won’t clutter your inbox.

Your cart