Get 10% off all furniture with code MIDCENTURY10!
Free Shipping & Returns | 365-Night Trial for Mattresses and Foundations
50% off all Twin & Twin XL mattresses when you buy any Queen, King, or CAL King with code OKIOKIBUNDLE!

Bedtime Stories

Does Affirm do a credit check, and how does it impact my credit score?

Affirm does a “soft” credit check, which verifies the customer's identity but does not affect a customer’s credit score. Affirm's underwriting model does not use a hard credit check. There is no effect on a consumer's credit score when they apply for an Affirm loan.

Subcribe to our Bedtime Stories

Be the first to hear about new product updates, industry news, curated OkiOki stories, and everything in between. And don’t worry, we won’t clutter your inbox.

Your cart